Health Plans

Health Plans

At Cornell we believe healthcare should provide access to evidence-based, comprehensive medical treatment when needed and encourage healthy living. Our comprehensive health care plans for part-time or full-time regular faculty and staff, are designed to provide quality care at the lowest possible cost.

Cornell Ithaca (endowed)/CornellNYC Tech Health Plans

Rates:

• 2013 Endowed Health Rates (pdf)
• 2013 Endowed Comparison Chart (pdf)

Plans:

• Aetna Open Choice
• Cornell Program for Health Living (CPHL)
• Dental Plan and Eye Care Benefit
• Health Savings Account (HSA)
• Prescription Drug Coverage

Plans no longer accepting participants:

• Aetna 80/20
• HealthNow
  • Transition of care form for HealthNow participants available until 3/31/12
  • Read more about your transition from HealthNow to Aetna.

New York State (contract college) Health Plans

• 2013 Contract College Health Rates (pdf)
• Health Rate FAQs (pdf)
• 2013 Contract College Health Comparison Chart (pdf)
• Dental Coverage
• New York State Health Insurance Program (NYSHIP)
• Special Enrollment for Children Up to 26

HIPAA Privacy Notice

Effective April 14, 2003. The Health Insurance Portability and Accountability Act (HIPAA) requires Cornell University, which operates self-funded health plans and a fully insured dental plan (collectively "the Health Plans") for its employees, to maintain the privacy of protected health information and to provide individuals with notice of its privacy practices with respect to such Health Plans.

HIPAA Special Enrollment Notice

If you decline enrollment for Medical benefits for yourself or your eligible dependents in the Endowed Health Plans through Cornell University (“Endowed Health Plan”) because of other health insurance or group health plan coverage, you may be able to enroll yourself and your eligible dependents in the Medical benefits provided under the Endowed Health Plans. Effective April, 2009.

Why buy this health insurance plan? Students should have health insurance to help cover products and services not covered by the health service fee. Health insurance is not required to receive care at UHS. Many UHS services are covered by the health service fee (part of tuition) when a student is enrolled for classes for the current semester on the Ann Arbor campus. See Who Can Use UHS? for information about eligibility to use UHS and coverage through the health service fee.

Students should have health insurance to help cover costs for:

• Medical care received outside of UHS (for example, emergency room visits, hospitalizations or ambulance service)
• Services not covered by students’ health service fee (including medication, immunizations, orthopedic equipment, eye care and eye wear)
• Medical services for dependents, spouses and domestic partners

Without insurance, fees for these services are the patient's responsibility.

Health care costs are at an all-time high, and unexpected medical expenses can set students back financially. The Domestic Student Health Insurance Plan was developed with student needs and budgets in mind. For example:

• This plan covers you as long as you are a student (or a student's dependent). Age is not a factor in determining eligibility for students.
• If you are away from home or campus, this plan provides coverage including travel health assistance.
• This plan provides prescription drug coverage.
• Coverage periods are consistent with academic semesters.
• This plan is sponsored by the University of Michigan in collaboration with Central Student Government.

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Eligibility: This plan is available (subject to verification) to:

• UM students enrolled in classes or between semesters (e.g. during spring/summer session) at the Ann Arbor, Dearborn or Flint campuses, including:
  • Graduate and doctoral students who are completing graduation requirements (writing thesis, preparing dissertation, studying for prelims, studying abroad on detatched study, pre-doctoral candidates, etc.)
  • International students, students with dual citizenship and visiting scholars who are not eligible for international insurance
  • Green card holders who meet the above qualifications
• Eligible spouses, unmarried domestic partners of any gender and children of all the groups listed above
• A UM student enrolled in the Plan who is on an approved medical leave of absence needs to have purchased the insurance prior to the event causing medical leave. Coverage for medical leave cannot extend beyond one Policy Year past the current year enrolled for classes.
• Age is not a factor in determining eligibility for students, spouses or domestic partners with this plan.

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First, go to one of these Preferred Providers to reduce your out-of-pocket expenses.

UM-Ann Arbor - University Health Service: Currently enrolled U-M students on the Ann Arbor campus should visit UHS (207 Fletcher St) first to save money. UHS offers comprehensive outpatient medical services including primary health care, specialty clinics, health support services and health education. Many UHS services are covered by the health service fee when a student is enrolled for classes for the current semester on the Ann Arbor campus. UHS does not provide pediatric (for children ages 10 and younger) or pre-natal (pregnancy) care. See Who Can Use UHS? for eligibility to use UHS and Schedule an Appointment to arrange a visit.